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Why You Should Consult With an Auto Accident Lawyer Under Florida's no-fault auto insurance laws, your car insurance policy will cover injuries and property damage in the event that the driver who caused the damage is not insured. This is the reason it's advisable to consult with a professional lawyer for a car accident prior to giving an account in writing or recorded to the insurer. If your case is taken to court, both oral and written statements can be used against you. An experienced car accident attorney will know how to make a case and then try it to maximize the value. Damages There are two main categories of damages a victim could receive following an accident in the car that are non-economic and economic. Economic damages are easily quantifiable losses. Medical bills, lost wages and the cost of vehicle repairs are a few examples. Non-economic damages, on other hand, are more difficult to quantify. They may include things such as suffering and pain or loss of enjoyment in life and emotional distress. An experienced lawyer for car accidents can help victims receive the most compensation. They can also fight for a fair settlement from the insurance company of the driver at fault. If the insurance company is unable to agree to payment, they can go to court. A good lawyer for car accidents should ensure that the victims are compensated for all potential losses and expenses. This can be done by collecting as much information as they can from the scene of the accident. They can, for instance take photographs of the accident scene and collect information from witness. This will stop the insurance company from attempting to downgrade or deny your claim. Additionally, a car accident attorney should help victims calculate the full cost of their injuries. This includes future and past medical treatment, and any costs related to house care or hiring someone else to do chores or cook if injury rendered it difficult for the victim to perform these tasks. Medical bills If you're involved car accident, medical bills may get expensive quickly. Even with no fault insurance or the settlement of a personal injury lawsuit they won't magically disappear. It is imperative to pay them now and not later. There are two ways to quickly pay for medical expenses: through your own health insurance or through your car insurance. In New York, the former is known as Med Pay and covers your first medical costs in the event of an auto accident, regardless of who was at fault. The latter is typically provided by the state (Medicare) or through an insurance plan offered by a private company. Always consult the doctor following an accident, especially if you're not feeling well or believe that your injuries aren't serious. A quick evaluation will ensure that all of your injuries are properly treated for internal injuries, as well as any external ones. In addition your visit will result in a medical report that can be essential in the event of a lawsuit. If you've exhausted the two options above after which you can go to the driver at fault's liability policy if it's enough to pay for any damages. However, you'll have to pay for your own deductibles and copays. In the end, you'll get reimbursed for your expenses related to the accident once an acceptable settlement is reached with the responsible party. It's crucial to keep a log of all the expenses and bills. Loss of wages A serious car crash could also result in a loss of income. If you're not able to work because of an injury from an accident, it can be a stressful task to manage your daily financial obligations. You may have to borrow money from your family or use savings from your personal account until your case is settled. A New York car accident lawyer will examine your case to determine if you have an adequate claim. In the event of a car accident, the judge will award compensatory damages in order to compensate you for the amount you would have earned in the event that you weren't injured. Wages, benefits, and overtime fall under the umbrella term of “economic damages.” The aim of this kind of compensation is to get you to the financial position you had prior to the time of the accident. If you're not working because of your injuries A judge determines the amount you've lost by looking over a letter from the plaintiff's employer that confirms their salary or hourly pay and the time they've been away from work. Other evidence that is relevant could include paycheck stubs, bank statements, profit and loss reports and tax returns. In addition, to the loss of income, an auto accident lawyer will seek compensation for lost earnings. This is a complicated aspect of your injuries that could be difficult to prove and may require the help of an expert witness. Suffering and pain You may be left with unpaid medical bills, damage to your property and income in the event of an accident that is serious. There is also the possibility of psychological and emotional trauma. The suffering and pain you suffer is real and deserves to be compensated. A lawyer can help get the money you deserve. auto accident attorney muncie can assist you navigate insurance companies. Insurance adjusters are motivated by their own financial interest and will often attempt to deny or minimize your claim. An attorney for car accidents can protect you from these tactics and negotiate a fair settlement for your losses and injuries. Note all expenses and property damage you incurred as a result of the accident. This includes medical bills, estimates for repairs as well as receipts for any damaged items. Photograph your injuries and the scene of the accident. You should not discuss the accident with anyone except medical professionals and police officers. A lawyer can also assist you to determine who is liable for the accident. New York is a “comparative fault” state, which means that the amount of damages you receive will be lowered by your percentage of the fault. In some instances the party responsible could be a corporation, city or state agency, or an organization that provides public transportation or sanitation company.